The knowledge missing to have a 6- or 7-figure fortune - take the essential step towards your financial freedom...

It would be best if you had experts by your side...

It would be best if you had experts by your side so you can focus on the most important issues.

You don’t know how to invest in a tax-optimized way, buy real estate systematically, or increase your net income through social security and tax savings. You will make mistakes that will cost you unnecessary time and money.

 

Where are you supposed to get the know-how from if you use your time always to do a good job so that you can make a real career or be successful in your self-employment? You want to get better, and you need time for that…

 

Time to get the most out of your skills, to see how far you can get in your career. So that your previous effort can also be paid for…

  • Your strenuous, long study
  • Demanding job
  • interviews or complicated clients
  • The highest quality standards for your work, often under pressure
  • Work on your professional skills in your free time to keep up with the times

 

At the same time, you are also interested in how you (passively) increase your income so that you don’t have to depend on your labor for the rest of your life. You want to …

  • Pay fewer taxes
  • Save on social security contributions
  • Rental income or a paid-off home
  • High-interest income and dividends from stock investments

 

Just a feeling of security that you make the right decisions and achieve your personal goals.

You can be happy. We can help you and give you security.

The five areas that will make your wealth grow ...

We have already created strategies for numerous clients to become financially independent.

This is how we do it:

The undiscovered potential for your wealth accumulation: converting taxes into wealth.

1. Tax-deductible savings rate for investments

A high tax rate is not always a disadvantage, it also opens up many doors for tax savings.

 

An example: With the right strategy, it is possible to deduct the savings rate, for example for investment funds or ETFs, from taxes. With a high tax rate, this increases the tax refund significantly – the tax refund quickly increases by over €1000 per year. The reimbursement can of course also be reinvested, resulting in a gigantic yield advantage.

2. Increase net income by saving on social security

Taxes on gross income are relatively high in Germany. But there are also opportunities to save on social security contributions.

 

A change in social security can save employees an average of €200 per month. The monthly savings can be invested to create another major financial benefit.

3. Tailored investment strategy

Especially nowadays, an optimal investment strategy is a must-have. Due to the high inflation, investments should be made anyway, otherwise the savings lose their value. However, mistakes in investment decisions are also very expensive. A special strategy must be chosen that takes short, medium and long-term investments into account.

 

In addition, high interest income and dividends are necessary to ensure your financial freedom.

4. Comprehensive real estate concept

Of course, rented properties also play an important role in a professional investment concept. You need high rental income to stop being dependent on your labor.

 

But many investors lack the know-how to acquire real estate in a structured way. We support our customers in all individual areas. From the property search, to the analysis of the figures, the examination of the building fabric, to the management of the property.

5. Combination of investment opportunities

The Proper Union is characterized by combining the benefits of the individual options.

 

The savings rate of various investments is tax deductible. The tax refund is reinvested. Contributions are saved in social insurance, which in turn are also invested in a tax-optimized manner. This creates another tax advantage that can be invested.

 

Purchasing a property can also create opportunities to save on taxes.

 

It becomes clear how great the financial advantage of our customers is through a tax-optimized investment strategy.

Romano Reinhardt
Romano Reinhardt
2022-08-05
Ich habe 5 Sterne gegeben da ich bei Proper Union super kompetent und seriös beraten worden bin. Zb die Beratung der Sparkasse war im Vergleich zu Proper Union ein schlechter Witz. Zu keiner Zeit hatte ich bei Proper Union das Gefühl irgendwelche unnötigen Verträge aufgeschwatzt zu bekommen. Ich als Kunde stand im Forderung Besonders möchte ich hervorheben das mein Finanzberater Herr Vasco Hidalgo jederzeit auf meine Ziele und wünsche einging und mich die letzten Wochen rund um die Uhr betreut hat, in kürzester Zeit entwickelte er für mich eine super finanz Strategie und übertraf meine Erwartungen.
Andreas Baumgartner
Andreas Baumgartner
2021-08-24
Feine bayerische Schmankerl, toller Service in sehr schöner Atmosphäre
Dominik Pertsch
Dominik Pertsch
2021-04-12
Grüße gehen raus an Lukas Klein, sehr sehr cooler Typ, gute Beratung, guter Service einfach mega sympatisch und er erklärt sachen sehr einfach. Gutes Unternehmen, nur zur Empfehlen
Ushana U.
Ushana U.
2021-02-08
Top Erfahrung mit Hr. Vasco und dem Team - fühl mich gut aufgehoben. Problemlose Erreichbarkeit und super Beratung. Sehr sympathisch, kompetent und absolut empfehlenswert!
Timo M
Timo M
2020-07-13
Tolles Unternehmen und die Beratung von Herrn Quade war ehrlich, direkt und zielführend. Immer wieder gerne 🙂

The model solution for building up your wealth with real estate

We have the solutions for you. This allows you to build up your wealth with us individually, effectively and, above all, over the long term. Be sure to watch the short videos from our customers. This will give you a deep insight into our professional expertise, our personality and the great results.

Rainer | Real estate as an investment

“For me, data-based decisions are very important. And that is crucial when building wealth. […] I had it in black and white based on facts, that’s how it happened and that’s how it was easy for me to make the decision.”
Despite acquired know-how, no network to find the right property and therefore generally no access to worthwhile properties
Contacted Proper Union (parent company) and bought two worthwhile properties that will be looked after over the long term
ProperUnion_Logo_Print_Trademark_white_250x250px

The Proper Union Advisory Team

Regardless of the starting position you are currently in, we have already solved a comparable situation for our customers.

 

We know how you feel and know exactly how we can help you.
We will support you every single step until you have no more questions and you have achieved all your goals.

 

Our consultants have already been able to help hundreds of interested parties to build up assets in a tax-optimized, automated manner.

 

At least five specialists from different departments work on your concept to find a tailor-made solution for you.

FAQ`s

  • How can I imagine the non-binding initial consultation?

    That's up to you. We talk about the topics that are important to you. As a rule, we first show you your benefits, and you decide which options you would like to know more about.

  • Is the initial consultation really free and what is the purpose of it?

    Of course, for the following reason: most interested parties cannot imagine how we can specifically help. We have developed a free initial consultation to bring light into the darkness. In the conversation, you can get an idea of ​​your advantages and, of course, our competence. After the interview, you will know exactly how we can support you.

    Afterwards, of course, we want you to work with us. But only if you have recognized your benefit and were satisfied with the free initial consultation.

  • How much does your consultation cost?

    It all depends on your situation and which service you want to use. We would be happy to find out how we can help you in your free initial consultation. After we know that, we can give you an offer submit.

  • How do I know that I am getting good advice and that you are not just selling products?

    Due to our legal position, we are legally obliged to suggest the best solutions to you - you will receive this from us in writing. We are also an association of tax, real estate and investment experts. Five different employees work on your concept, combining their expertise in an overall idea. Last but not least, our internal quality management checks every single strategy, as we ensure excellent advice. Good advice is guaranteed, thanks to the different checking mechanisms.

  • Not sure if this is right for me?

    We can help you. We are convinced of that. Nevertheless, we will call you before you get a free initial consultation. You can ask your questions over the phone to see if it's the right thing for you. You will see your advantage within a few minutes and know that the free initial consultation is worthwhile.

  • Can I get the information in advance by email?

    We work very professionally, so we only send out tailor-made documents. A doctor does not make a diagnosis over the phone with a suitable treatment plan. After the free initial consultation, we will gladly send you the documents you have created via email. Then, of course, you can think about it in peace.

  • How can I imagine the consulting and the strategy development?

    The consultation is divided into several steps.

    - We start with social security and tax savings to increase net income and save money
    - We then create a general, tax-optimized investment strategy on a monthly and one-off basis
    - Individual investment opportunities are now identified and discussed in detail

    The process looks like this:
    Increase net income
    → Tax-optimized investment strategy
    → Advice on stocks/funds/ETF
    → Real estate advice
    → Next steps in the future
    → Support for investments

  • How long is the care?

    We are interested in long-term partnerships. We look after you as long as you want. There is no limit. You even get a written guarantee that we will look after you in the long term and always provide you with the best possible service. Of course, you will always have a concern in the future. These questions will be answered during regular working hours on the same day.

  • Are you a tax consultant, and can you do my tax return?

    Of course, we work together with tax consultants so that we can take care of your tax return. A tax-optimized financial strategy is created in particular by combining the knowledge of individual experts.

  • How much money do I need to invest?

    One of the biggest mistakes is that most people start too late. You don't necessarily need large individual sums to invest. We can also begin together and start with monthly savings rates.

    Hardly any equity is required for a property, either. Let's check together how much equity you need for your wishes an

  • How do I get a free initial consultation?

    You click the button and fill out the form with your contact information. We will contact you by phone to check how we can help you and give you an appointment for a free initial consultation.